Truck crashes can result in catastrophic injuries and damages that severely impact victims’ lives. When an 80,000-pound rig slams into a small car or pedestrians, the physical trauma and financial devastation are immense. Those affected must navigate complex medical, legal, and insurance issues during an already difficult time.
The considerable size and weight mismatch between trucks and passenger vehicles often leads to grave injuries for occupants of smaller cars. Common severe trauma includes:
Spinal cord damage resulting in paralysis – For those with paralysis after a truck accident, daily life changes immensely, requiring wheelchairs, accessible vehicles, ramps, special beds, and often in-home care, which brings major financial challenges.
Traumatic brain injuries causing disability – Brain damage can impact everything from speech and movement to cognition and personality, resulting in the inability to work and the need for lifelong care.
Amputations – The loss of limbs affects mobility and the ability to perform routine tasks, also necessitating prosthetics, physical therapy, and accessibility modifications. Studies show major depression affects half of amputees.
Internal organ damage – Blunt force trauma can lead to punctured lungs or other organs, detached retinas, and abdominal injuries requiring complex surgery.
Severe burns – Deep burns from explosions or electrical fires result in extensive skin grafts, debilitating pain, and an increased risk of infection and blood clots.
Broken bones – Compound fractures that don’t heal properly may require metal plates or rods, grafts from other body parts, and more operations.
In addition to these major injuries, chronic conditions like nerve damage and back pain are extremely common after collisions with large trucks due to the sheer force involved. Post-crash pain can continue for years or even decades.
The physical recovery is long and painful, involving multiple surgeries over years in some cases. The psychological scars also run deep from visible disfigurements and disabilities, as well as post-traumatic stress disorder. Many survivors require vast medical care throughout their lifetime.
Medical bills from treating truck smash-up injuries routinely exceed $1 million per patient when tallied for a lifetime, especially with today’s high healthcare costs. Spinal cord injuries cost an average of $5 million over a lifetime. Traumatic brain injuries top $3 million. And amputations come at around $500,000 per limb lost.
Those without adequate insurance face bankruptcy and financial ruin covering expenses like:
- $200,000 for an initial hospital stay and operations
- $75,000+ for a prosthetic device
- $60,000+ per year for medications and therapies
- $100,000+ for accessibility home modifications
- $80,000+ annually for in-home care
Even insured victims can experience severe hardships from:
- Paying deductibles and non-covered services
- Loss of income during extended recovery periods
- Covering living costs for family members and providing caregiving
- Adapting homes for disabilities
- Purchasing modified vehicles
Wrongful death cases present additional difficulties. Surviving family members must find ways to replace lost income from the main breadwinner while grieving their loved one. Funerals, especially those involving cremation or repatriation of foreign nationals, also contribute to costs.
The at-fault truck driver and their employer should be held fully accountable for covering these exorbitant, unjustified costs. Survivors should not pay out-of-pocket for a corporation’s negligence.
Navigating the insurance claims process after a truck collision presents a frustrating, uphill battle for many. Crash victims must deal with tactics like:
- Lowball offers that cover only a fraction of real costs
- Lengthy delays to secure reasonable payouts
- Outright denial of claims due to technicalities
- Requests for excessive documentation during recovery
- Poor communication and opaque processes
Determining liability and coverage limitations becomes extremely tricky if multiple vehicles and insurance providers are involved. Policies with differing liability caps and exclusions benefit insurers more than victims.
Maneuvering this purposefully complex terrain requires legal experience. Personal injury attorneys level the playing field when trucking companies and insurers try to take advantage of victims. An advocate can make all the difference in securing fair compensation.
Truck accident law is complex, involving state and federal regulations regarding commercial vehicles and drivers. An experienced attorney helps victims receive fair damages payments by demonstrating negligence through:
- A thorough investigation of root cause factors like driver errors, company scheduling policies emphasizing quick turnarounds over adequate rest, or equipment inspection lapses
- Proving the trucker violated critical safety regulations like hour limits behind the wheel or intoxication screening
- Pinpointing mechanical defects like faulty brakes or bald tires that should have been addressed
- Identifying other liable parties like the trucking company, manufacturer, or cargo loader
Lawyers also manage paperwork and negotiations with insurance providers, police, and courts, freeing up victims to focus on healing. Powerful legal teams have the resources to analyze cases fully and take them to trial if fair settlements are not offered.
Trucking companies often fight back aggressively against injury claims to avoid higher insurance premiums. Experienced attorneys counter with assertive litigation, demanding the at-fault parties be held fully financially accountable for the extensive life impact their actions caused.
The Aftermath & Long Road Ahead
For truck smash-up survivors, the weeks, months, and years following the initial fiery chaos remain filled with medical, emotional, and financial challenges long after reporters leave the crash scene. Reconstructive and repeated corrective surgeries, physical rehabilitation visits, PTSD counseling, permanent disability mobility and home adaptations, and extensive loss of current and future income encompass the “new normal.” The inability to perform previous jobs due to permanent disability requires career retraining once victims can consider returning to work.
Navigating uncooperative health insurance and legal battles alone adds more problems to already overloaded victims. But they need not endure the painful aftermath alone. Experienced personal injury law firms understand truck crash trauma and work closely with clients throughout the legal process to alleviate stresses wherever possible – letting them focus energy on healing.
Pursuing Legal Help
Truck accident law firms understand the trauma suffered by crash victims. They work closely with clients to secure medical funding, maximize compensation, and demand accountability in and out of court. An attorney’s expertise facilitates healing and justice.
Consider contacting us today if you or a loved one has been involved in a truck collision. Our offices can be found at:
- Westerville – 4151 Executive Pkwy, Suite 355, Westerville, OH 43081
- Mansfield – 33 S. Lexington-Springmill Rd, Mansfield, OH 44906
Or call now for a free consultation on (614) 224-4114.